Buy Now, Pay Later

Interest free, nothing to pay upfront, flexible repayments.

Baby Bunting has partnered with zipMoney and zipPay to give you the opportunity to buy online and in-store and pay for your purchase with flexible monthly payment methods. The simple and convenient way to pay for your purchase over time.

Apply Now



Get approved now, and shop online and in-store interest free!

  • Step 1 - Apply Online in real time 
  • Step 2 - Shop at your nearest store
  • Step 3 - Take your products home
  • Step 4 - Pay later Interest free

Frequently Asked Questions

Q: What is zipMoney and zipPAY?

zipMoney and zipPay is a safe, simple and convenient way to pay for your purchase over time. It provides you with the flexibility to buy today and pay later on with an interest-free payment plan.

Q: Who can apply? 

To be eligible to apply you must:

  • Must be 18 years of age
  • Must be an Australian citizen or a resident
  • Must be employed in some capacity

Q: How can I apply?

Click Apply Now above and complete the easy 3 minute application. You'll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, zipMoney and zipPay will pay Baby Bunting the purchase price for your goods on your behalf.

Q: What else should I know?

Although zipMoney and zipPay's interest free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.

zipMoney's payment plans are interest free for up to 12 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet. 

ZipPay provides you with access to a new digital wallet and up to $1,000 to shop at Baby Bunting.

Q: What are the benefits?

You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney and zipPay account, you can split the cost of your purchase and pay over time. zipMoney and zipPay will pay Baby Bunting on your behalf.

You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.

It's simple and easy to use.

Q:What are the fees?

  • No deposit, so nothing to pay today
  • A one off establishment fee may apply. Don't worry this is added to your interest free balance. Please see your application and contract for details.
  • Minimum monthly payments of $40 per month apply. See your contract and application for details.
  • An interest free period of up to 12 months for zipMoney is available, after which interest will accrue at the standard annual percentage rate.  A small monthly admin fee of $6 applies (as long as you have an outstanding balance).

Please refer to your contract with zipMoney and zipPay and zip's terms and conditions for further information.

Q:Where can i find out more?

You can contact zip by emailing zipMoney and zipPay at [email protected]

Q: Terms and Conditions

Available to approved applicants only. Minimum monthly repayments of $40 a month are required - see your zipMoney and zipPay contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6 (when balance owing) applies. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit and to find out more.